Professional Indemnity Insurance is the core cover provided under the APIGIS Scheme and is essential for all practicing Architects. The policy covers claims arising from actual or alleged negligent acts, errors or omissions committed in the course of professional services, including legal defence costs and damages awarded.

For complex or high-risk projects, a Single Project or Project-Specific PI policy may be arranged to cover all professionals involved for the duration of the project and a defined discovery period thereafter.

Public Liability Insurance covers legal liability arising from non-professional activities, such as injury to third parties or damage to property. This cover is generally included under the APIGIS Scheme policy.

Professional Indemnity policies do not cover Products Liability. Any goods, materials or products manufactured, supplied or installed by an Architect are excluded unless separately insured.